Durianpay was established in 2020 with a vision to build modern business payments stack which helps improve customer as well as merchant experience in the region. Beyond payments, we aim to be a one stop solution for checkout, promos, reconciliation and many more. 

We are looking for an addition to our team to cover Risk and AML function, from driving risk governance and procedures down to its implementation and also covering fraud management. 

Job description and key responsibilities: 

• Cover risk and AML function and set up procedures and policies for mentioned functions.
• Conduct risk assessment and create requirements to logically mitigate fraud risk, both against existing and potential attacks. 
• Review and monitor implementation of operational efficiency and effectiveness of internal controls in accordance with regulatory requirements and company's policy. 
• Provide clarity regarding fraud risks involved in every process, design the rule-of-the-game for others to follow, and formalize it as an approved policy. 
• Ensure timely reporting of incident in accordance with company's rules and perform first level of controls on the quality and exhaustiveness of incident reporting. 
• Provide the knowledge updates and insights on reporting requirements such as IFRS, AML/CFT, audit risk and internal control, etc. 
• Perform day to day due diligence support including request, verification, and service improvement. 
• Accountable for conducting on-going review and monitoring for existing partners. 
• Work cross-functionally with our Product, Operations, and Business Development teams to make sure merchants have the best possible experiences. 

 Requirements: 

• Business fluency in English and Bahasa.  
• A self-starter with 2-4 years of working experience in risk management, fraud, AML, and/or similar roles. 
• Has experience and updated knowledge in fraud management within the financial services industry, regulation, and market practices. 
• Experience in being audited by Bank Indonesia would be a plus. 
• Proactiveness to search for new information and open communication with related parties to gain information and socialise new ways to combat fraud. 
• Have logical and critical thinking processes to create new rules or challenge existing ones. 
• Quick understanding of people’s behaviour and connecting the dots between events to make sense of the big picture. 
• Skills in articulating concepts, process, and policy on self-explanatory and detailed documents. 

For those who are interested, you can also send your CV to join@durianpay.id with Risk and AML Senior Associate as the subject.